November 2012: Workers' Comp Advisory ? Toole Insurance

Managing renewals in a changing Workers? Compensation market

All indications are that Workers? Comp rates will continue to increase for four to five years. Those employers that understand the market forces driving the changes, how they impact their Workers? Comp program and what they can do, will emerge with the competitive advantage? Read More.

The 10 most dangerous jobs in the United States

Preliminary results from the 2011 Bureau of Labor Statistics? Census of Fatal Occupational Injuries reveal the 10 most dangerous jobs as well as demographic trends? Read More.

Bonuses and gifts and Workers? Compensation remuneration

While payroll is often referred to as the basis for premium, in most states it is actually remuneration and when giving year-end bonuses, it?s important to understand what is included and excluded for Workers? Comp premiums? Read More.

OSHA Watch

• Preliminary list of top ten cited violations in 2012
• Changes to variance webpage
• Spanish version of OSHA- NIOSH nail gun guide available
• Recent fines and awards
• Read More.

Legal Corner
ADAAA

• Working from home is not necessarily a reasonable accommodation
• Move to straight shift not reasonable accommodation

FMLA

• Employer burned by equivalent position decision

Workers? Compensation

• Recreational hula-hoop injury not compensable ? Florida
• Employer does not need to pay for employee?s gastric bypass ? Iowa
• Ability to return to light-duty position prevents finding of total disability under odd-lot doctrine ? Nebraska
• Worker?s Comp insurer can subrogate rape victim?s civil settlement ? New York
• Undocumented workers covered by Workers? Comp protections ? New York
• Wages from concurrent employer cannot be deducted in calculating partial disability benefits ? North Carolina
• Participation in employer?s ?Special Attrition Plan? is evidence of voluntary withdrawal from workforce and causes a loss in disability benefits ? Pennsylvania
• Read More.

Things you should know

• FMCSA expands Pre-Employment Screening Program
• Few doctors following guidelines on monitoring opioid patients
• Injured workers more likely to suffer depression: study
• Sitting too long may increase risk of death, study suggests
• Study finds link between MSDs, work-family conflict among health care workers
• Read More.

Source: http://tooleinsurance.com/blog/november-2012-workers-comp-advisory/

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